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From everyday checking and savings to loans and digital tools, our personal banking services are built to fit your life. Whether you're managing daily finances or planning for the future, we're here to help.
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Checking
Manage everyday spending with accounts that offer simplicity, security, and digital convenience—backed by personal service you can count on.
Savings
Reach your financial goals faster with savings options that work for you—whether you're building an emergency fund or planning for the future.
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Loans
Our mortgage solutions are built to make home ownership possible—with competitive rates and local expertise. We also offer car loans, home equity, construction, and consumer loans to support your next step.
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Credit Cards
Get the spending power you need with our secure credit card options—featuring fraud protection, rewards, and convenient account tools.
Digital Banking
Bank anytime, anywhere with tools that make managing your money easy—from mobile check deposit to online transfers.
Services
We offer more than accounts—like safe deposit boxes, wire transfers, and notary services to simplify your everyday banking.
Personal Loans
We offer a full range of loan options to fit your life—whether you're buying a car, building a home, or covering unexpected expenses. With competitive rates and guidance from local lenders you trust, we’re here to help you move forward with confidence.
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Mortgages
Buying your first home or refinancing? We offer home loan options with competitive terms and local guidance. Let us help you become a homeowner!
Home Equity
Tap into the value of your home for renovations, education, or whatever comes next.
Construction
Building your dream home? We offer construction financing to cover the process from the ground up.
Car Loans
Drive away with competitive rates and fast approvals on auto loans for new or used vehicles.
Contact Us
Not sure where to start? Talk to a loan officer today and let’s find the right loan for you.
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Consumer Loans
Need funds for a personal purchase or unexpected needs? Our consumer loans offer simple terms, fast decisions, and real people ready to help.
Get in touch
Interested in a loan or have questions about your finances? We’re here to help. Connect with someone who knows your community—and takes the time to understand your goals. Let’s talk about what’s next for you.
NMLS: #592431
Phone: 419-629-2761
Email: kshaffer@firstnbank.bank
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NMLS: #1828265
Phone: 937-693-1537
Email: afullenkamp@firstnbank.bank
NMLS: #1600237
Phone: 937-492-1292
Email: pyinger@firstnbank.bank
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NMLS: #628119
Phone: 419-738-2194
Email: jschulze@firstnbank.bank
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Phone: 419-753-3456
Email: cmooney@firstnbank.bank
Think Local. Think Excellence.
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