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Statement of Condition
Our Statement of Condition provides a clear view of FNB’s financial health and our ongoing commitment to the community.
As of Close Business June 30, 2025.
Cash & Due from Banks
$197,927,000.00
45.2%
$201,267,000.00
46.5%
Bonds & Securities
$73,540,000.00
16.8%
$72,449,000.00
16.7%
Federal Funds Sold
$1,468,000.00
0.3%
$2,282,000.00
0.5%
Loans and Discounts
$152,145,000.00
34.7%
$144,350,000.00
33.4%
Bank House & Fixtures
$3,012,000.00
0.7%
$3,172,000.00
0.8%
Other Assets
$10,227,000.00
2.3%
$9,218,000.00
2.1%
Non-Interest Bearing Deposits
$70,682,000.00
16.1%
$76,703,000.00
17.7%
Interest Bearing Deposits
$323,015,000.00
73.7%
$317,466,000.00
73.4%
Other Liabilities
$1,441,000.00
0.3%
$1,409,000.00
0.3%
Capital Stock
$788,000.00
0.2%
$788,000.00
0.2%
Surplus
$1,524,000.00
0.4%
$1,514,000.00
0.3%
Undivided Profits
$40,869,000.00
9.3%
$34,858,000.00
8.1%
Why First National Bank?
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Local Commitment
We’re proud to serve our neighbors with personalized service, fast decisions, and deep community roots.
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Trusted Relationships
Generations of families have trusted us for reliable guidance and long-term financial support.
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Personalized Solutions
We tailor our services to fit your needs—whether you're banking in person or online.
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Relationship Focused. Service Driven.
Think Local. Think Excellence.
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First
First
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