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Explore Personal
Checking Accounts
Discover flexible, secure checking options designed to fit your everyday needs. Whether you’re managing monthly expenses or looking for features that support your financial goals, we make banking easy and reliable.
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Gold Preferred
Celebrate life’s golden years with Gold Preferred Checking — an account packed with perks and money-saving bonuses made just for customers 50 and older.
Relationship Investor
Earn more for the relationships you’ve built. Relationship Investor Checking offers competitive interest and exclusive benefits designed to recognize and reward your success.
Regular Checking
With so many checking accounts to choose from, make the smart choice with First National Bank. Our Regular Checking gives you everything you need — including images of your checks each month — to keep your finances organized and accessible.
Free Checking
Banking made simple. Free Checking gives you all the essentials with no monthly fees, no per-check charges, and no surprises — just easy, everyday banking.
College Free Checking
Checking built for students. Enjoy no monthly service charges, no minimum balance requirement, and easy access to your money with free online and mobile banking through age 23.
Checking Account Comparison
Available
2. Variable tiered rate that can change daily
3. Certain sizes only apply
4. Requires regular direct deposits and e-mail statements
5. FNB will deposit $10 at opening for first account.
Account Information
- Tiered interest rate based on balance
- 1st year rental free on safe deposit box while your account is open
- Free Bill Pay
- Free Online Banking and Mobile Banking
- No fee Official Checks and Money Orders
- Free Notary Service
- Overdraft protection available
- Free ATM transactions at FNB and Allpoint locations
- Free debit card
- Free personalized checks
- Visa credit card upon qualification
- Free eStatements
- Combined statement of savings and checking available
- Unlimited check writing
- Itemized monthly statement
- There's no monthly maintenance fee if you maintain a $1,000 average daily balance in your Gold Preferred Checking or a $10,000 combined balance in all your deposit accounts with First National Bank
Benefits
- Tiered interest rate based on balance
- 1st year rental free on safe deposit box while your account is open
- Free Bill Pay
- Free Online Banking and Mobile Banking
- No fee Official Checks and Money Orders
- Free Notary Service
- Overdraft protection available
- Free ATM transactions at FNB and Allpoint locations
- Free debit card
- Free personalized checks
- Visa credit card upon qualification
- Free eStatements
- Combined statement of savings and checking available
- Unlimited check writing
- Itemized monthly statement
- There's no monthly maintenance fee if you maintain a $1,000 average daily balance in your Gold Preferred Checking or a $10,000 combined balance in all your deposit accounts with First National Bank
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Account Information
- No monthly service charges with an average daily balance of only $500.00 or above
- Overdraft protection is available
- Itemized monthly statements
- Unlimited Check Writing
- Combined Statement of savings and checking available
- Free ATM transactions at FNB and Allpoint locations
- Free Online Banking and Mobile Banking
- First set of personalized checks free
- Free Debit card
- Visa Credit card upon qualification
- Free eStatements
- Free Notary Service
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Account Information
- No monthly service charges
- Overdraft protection is available
- Itemized monthly statements
- Unlimited Check Writing
- Combined Statement of savings and checking available
- Free ATM transactions at FNB and Allpoint locations
- Free Online Banking and Mobile Banking
- Free Debit card
- Visa Credit card upon qualification
- Free eStatements
- Free Notary Service
* Requires regular direct deposit & eStatements
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Account Information
- No monthly service charges
- Available until age 23
- Overdraft protection is available
- Itemized monthly statements
- Unlimited Check Writing
- Combined Statement of savings and checking available
- Free ATM transactions at FNB and Allpoint locations
- Free Online Banking and Mobile Banking
- Free Debit card
- Visa Credit card upon qualification
- Free eStatements
- Free Notary Service
- First set of personalized FNB checks free
* Requires regular direct deposit & eStatements
*FNB will deposit $10 at opening for first account.
Think Local. Think Excellence.
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