Debit Cards

Make purchases directly from your checking account with the convenience of a Debit Card. Transactions appear on your monthly statement, and you can withdraw cash at any ATM. Enjoy added security with 24/7 fraud protection and dedicated support if your card is ever lost or stolen.

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Customer holding a credit card near a payment terminal held by a person wearing an apron at a store counter.

Contactless EMV Debit Cards:

In April 2021, First National Bank began issuing contactless EMV (chip-enabled) debit cards. These cards will be issued to customers during their normal expiration cycle.  Customers may request contactless EMV cards before their expiration date by contacting bank personnel.  The contactless EMV cards can be identified by the rectangular shaped microchip in the upper left section of the card, with the contactless symbol directly to the right of it. Once your contactless EMV card is activated your old card will be deactivated.

Illustration of a gold EMV chip used on payment cards.Icon of a hand holding a card near wireless signal waves, representing contactless payment.
The new contactless EMV cards will give customers the option to do transactions by contactless tapping, EMV inserting, or magnetic strip swiping.  Actual usage of contactless EMV cards is further explained in the letter accompanying the new card.  Contactless EMV provides all the same security as regular EMV cards with the additional benefit of being contactless.  EMV and Contactless EMV add security in a card present environment, but do not provide any protection with online purchases. Please make sure you know whom you are dealing with before entering your card information to make online purchases. Please feel free to contact the Bank with any questions.

ATM Features

  • 24 Hour Automated Teller Service
  • Withdraw available cash from your checking or savings account
  • Make transfers between savings and checking accounts
  • Make deposits to your account at ATMs equipped with that available feature
  • Purchase merchandise at merchants equipped with POS (Point of Sale) terminals
  • Free ATM access at any First National Bank ATM Terminals
To apply, simply contact a Customer Service Representative at one of our office locations. They will help you complete the application so you can have your debit card available to make purchases anywhere MasterCard is accepted. To activate your debit card or to change your Pin, please call 1-800-567-3451.

Click here for ATM/debit card terms of use.
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Click here to learn more about debit card at our Online Video Learning Center.
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